While I’m primarily saving up for my vacation with Baby, I’m saving beyond my goal for a secondary goal. I’m pretty desperate to get into school and at this rate, while paid posting and design work is going pretty well at the moment, I’m still having a little bit of trouble getting off the ground. In order to get the money I need for school, including the supplies I would need in order to achieve full potential of what I set out to do, I’m probably going to have to take out a loan.

Thankfully, I’ve done enough research to know that I just need to take out a personal loan, maybe even a student loan. When I first read the term secured loan, I was very confused until I read what it meant. I don’t have a house or a car to put up as collateral so there’s no way that it would be a good idea for me. There’s also secured home loans but it really makes no sense to me because what’s the point of putting up a house as collateral when you just need the loan to put money into the house or even buy one. I’m an idiot when it comes to this stuff. I just need to pay close attention of everything going on around me to make sure I don’t do something seriously wrong to the point of messing myself up. I can’t even get a bad credit secured loan because I have nothing to put up in it’s place. I refuse to lose my dog, no matter how much money was spent on her.

Back to the drawing board – eh?