Before things started to settle down for me, financially, I was seriously considering applying for a student loan to use towards college. The problem is that while I would only need to borrow around $7,000 I wouldn’t have anyone to co-sign the loan considering my off-the-books income and I no longer live anywhere near my father. I don’t think you can get away with cosigning a loan with someone who’s 5 hours away.

I know a few people who have actually gone through with the student loan process now they’re working on student loan consolidation programs because they’re bogged down with payments and fees that were just thrown on at the end of the agreement in very small print. After a studen graduates they’re often faced with the financial burden of dealing with student loan payments. If you miss even one payment it can seriously harm your credit. Consolidating student loans can be beneficial to students’ credit rating, but it’s important to note that not all federal student loan consolidation companies report their loans to all credit bureaus.

In the end, it’s not hard to come up with $7,000 and I wouldn’t be putting my credit at risk in order to do it. It would take me maybe 2 months at the rate that business is coming in these days. It’d be much easier to take the non-loan route for me.

Kay is taking advantage of her extra days off and painting her bathroom. She’s got everything taped off and now she’s going through the utility room getting the rollers, brushes and paint ready. Baby hasn’t been much help because he’s in a bad mood today so asking him a question is kind of like pulling teeth.

Yesterday was bath day for the dogs. Princess and Candy both recieved much needed scrub downs. Candy hadn’t had a bath in a very long time so she was a little on the oily side, now she’s fluffy and adorable and it actually looks as though she’s got more hair. With Princess, since her hair is as short as it is, you can’t really tell that she’s gotten a bath other than the fact that she no longer stinks and her hair is actually a bit softer.

I was side-tracked yesterday. I knew I was supposed to give Bella a bath but I guess I just had other things in the way. I’m more than likely going to be cleaning out the kitchen today so I’m sure I can throw her in the sink quick during some down time, she’s pretty good about staying in there once you can actually GET her in there. I’m sure I’ll get around to that later, I don’t have much of a drive to do anything right now.

Baby has been working very hard on an up and coming social networking site. The guy he’s working for has written a book and is a marketing genius so baby is confident that this is going to be a successful venture for him. There are already a few advertisers in place and if everything goes smoothly, he’s eventually coming into quite a bit of money. With this, he’s considering buying a new car.

His current car has over 150,000 miles on it, he’s had quite a bit of work done to it to keeping it running but the other night it wouldn’t start and that had us a little scared into thinking we’d have to change some plans around and make a car the first priority. The thing about him, however, is if he does happen to get a new car he wants to keep the current one and modify it a little bit. It’s in desperate need of a paint-job, this I won’t deny but he also wants to put on a SPOILER (which I find to be extremely ugly on cars), he’d probably even go as far as throwing on a wood grain steering wheel which I’m also not too fond of, but that’s because I’m really a fan of factory defaults. I don’t understand how someone could spend a lot of money into car modification – then again, I’m not a man either and 90% of the time they take more pride in their cars than they do their own appearance – freaky right?

So while he was looking for car ideas, we came across yocar.com. They’ve got everything from wood dash kits to rear spoilers. I poked around the site for a little while and the cool thing is they’ve got video tutorials on how one would go about installing these products. I personally think if you’re going to do any modifications on a car, go to a professional but that’s based on the fact that Joe attempted to setup some kind of a velvet dash kit on his car and wound up destroying it. He was also known for taking all interior off the doors and kind of…leaving it there lol. So this of course is why I’m recommending that Baby see a professional but if he wants to take pride in his work, at least I know there’s going to be a video resource for him to reference back to.

I slept rather late today but that’s based on the fact that I’m not feeling very well. I don’t know if it was the food or the booze from last night but my head and my stomach are both screaming at me right now. I’m having trouble concentrating because Bella insists on being right on top of me so that’s just another thing adding to my list of annoyances.

I don’t have any design work to do today, that’ll give me enough time to get some work done on the June template, do some posting on curvy-chick and maybe get my ass in gear on blog-ideas.com, I should really get some templates together for it but I think the actual site content would be more important than the give-aways anyway.

I find it hard to get myself in gear on free templates, with all of the templates I create and don’t bother to use you’d think it would be easier to change the PDF and .zip it up with a small screen shot on the site but I guess I’ll get that all taken care of sooner or later.

I have some email and shit to go through, guess I should get that done.

Part of me thinks that it was a mistake having my email being linked from both computers. Yes, as far as keeping track of everything is concerned it’s nice to have it linked off the external hard drive but there’s such a lag going on with the network that it’s making it very difficult for me.

At first I thought it was my spy ware program because it scans the email as its downloaded but I disabled it and there’s still a pretty nasty lag. I’m unsure of what to do at this point other than stopping the transfer and only having email on one of my computers. I don’t personally like that idea considering I’d rather not have two PC’s on at once but I don’t know if I’m going to have a choice in the near future if this keeps up. Maybe things will be different when we get the rooms rearranged. There’s a chance that I’ll be back in the office a bit more once things aren’t so cramped. I need to get myself a desk and a new chair. I found a really nice desk in Big Lots for about $120. There was enough room on the top shelf for 3 monitors, a pull out drawer underneath for the keyboard/mouse and a shelf on the side for the tower so I don’t have to worry about it being on the floor anymore. Static electricity is pretty bad for computers and at the rate of static build up in this house, it’ll be a safer way to do things.

After things slow down with birthdays, I guess we’ll start working on things. Baby has assured me that once he buys Kay’s birthday gift the rooms will be moved around. That’s the only reason he’s been working as hard as he’s been. The problem at the moment, however, is I think he’s playing Halo. I’m not sure but I’m almost positive that he’ll come out here sometime in the near future and tell me exactly what he’s doing considering he checks my site every day – heh.

[update - yep, he was lol]