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Approved.

Posted on 09/29/07 | Filed in Boyfriend, Home Ownership, New York | Link It  

I was approved for the loan, but that doesn’t mean that life has been made any easier.¬† In order to get the loan I need to be in person at the bank, which is fine, but the cosigner needs to be there as well.¬† My problem is that my cosigner lives in NY, so this means we’ll be taking a trip up there sometime over the course of the next week.¬† However, we’re also dealing with a broken car – so how are we getting up there?¬† On Monday we’re calling a car rental place and then taking the trip up.¬† I figure if we leave on Thursday or Friday, we can take the drive home for Sunday/Monday.¬† It’s a lot of driving to do but at the same time, there’s no real choice.

Once we get back, with money in hand we’ll get his car fixed because he refuses to look into an auto loan.¬† My issue is the fact of putting $1,000 into a car that probably won’t even MAKE it to Ohio if it’s fixed, so what’s the point?¬† I know for the initial trip we’re renting another car, this way his car only needs to make the one trip and then after we settle in we’ll work from there.¬† It just seems like a lot of extra steps but we also know that insurance is a bit different out there as well, so buying a car out here is going to more than likely cost us more in the long run.¬† His brother is only paying like $90 a month on two cars, and he’s got full coverage.

Everything is cheaper out there I guess.

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Anticipating the future

Posted on 09/27/07 | Filed in Bella, Boyfriend, Family, Home Ownership | Link It  

I’m waiting to hear from HSBC in regards to the loan.¬† It’s a pretty substantial amount of money so I want to assume it’s going to take a few days before I hear anything.¬† As of right now we have everything planned out.¬† Sean’s credit cards will be paid off within 24-hours of the check clearing, a trip to Ohio will be quickly planned and after a trip north to purchase a new car – we’ll be heading out to look into our available options.¬† My bookmarks list has grown quite a bit over the last few days and based on that list alone, about $2,000 is going straight to furnishing the place.¬† That doesn’t seem like a lot but I’m not only a smart shopper, I’m a cheap one too.

I don’t need a lot of useless items to throw around in the house, we have more than enough coming with us in order to fill the house up.¬† The larger purchases include a new TV, a vacuum and probably new flooring depending on how old the carpet is in this place.¬† The list is mainly limited to Best Buy, Walmart, Kmart and Target.¬† Depending on the condition of the couch – a trip to IKEA or any store in the area is going to be another “big” purchase for us, but nothing that will break the budget.¬† We know from the get-go that we’ll be paying taxes on the loan so that’s really not a big deal.¬† I just have the list all taken care of, now it’s just getting the money that’s holding us back.¬† It’s not easy to get tens of thousands of dollars thrown into your bank account over night, and I’m not exactly working for a corporation where I can take out an advance on my salary in order to make that happen so being as the only option is a loan – I want to think I made the right choice.¬† I just checked my email and saw that a notification for me is going to show up within the next 7-10 days.

Things on the family front seem OK.¬† My grandfather is undergoing his cancer treatment, my aunt seems to be recovering nicely from her treatment and knowing that it’s in the family on both sides, it’s had me in an “ehh…” kind of a mood for the past few weeks.¬† My grandmother (father’s side) died when I was about 8 years old of lung, bone and breast cancer it kind of just hit her breast and shifted its way into every other organ.¬† I haven’t gotten a mammogram in years and now it’s just starting to hit me, hopefully with this loan some much-needed self-insurance is going to come through as well.¬† From the tooth issues to the fact that I’m a high risk for cancer, my attention span has been close to ‘shit’ lately.

I called up the groomer this afternoon, she’s scheduled for an appointment on Friday morning.¬† I figure getting her shaved now will give her enough time to have a decent amount of hair on her before Winter.¬† From there I can keep her trimmed up until Spring.¬† I don’t really like the idea of going six months and may wind up doing it around Christmas and keeping a jacket on her, but for now I’m itching to get it done because she had a brutally hot summer to deal with and I felt horrible that I couldn’t spare the funds, or the time, to get her done.¬† I kept her trimmed up by myself but there’s just a lot of hair on her.¬† I don’t know how the larger dogs that are covered in thick long hair can be even remotely comfortable in the heat.¬† She’s only like 17 pounds and has thin hair and can barely stand it.¬† She plops out next to the AC vent on the floor in the kitchen and rolling around on ice-cubes are her only real relief.¬† Meanwhile, Sean is always freezing in the bedroom and I don’t think I’ve ever seen a more content dog when she’s in here sprawled out on a nice cool bed…heh.

It’s knocking on 4:30, and knowing I need to crash by midnight tomorrow – I’m going to take a nap and then wake up to get some work done.¬† This should be fun.

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Outage

Posted on 09/25/07 | Filed in Work | Link It  

For those of you located under the ns1.acidgloss.net and ns2.acidgloss.net nameservers, the following post is in regards to you.

The servers have been successfully transferred, with this transfer the downtime we’re experiencing is the IP address changes. Please make sure your DNS reads as the following:

ns1.acidgloss.net – 72.52.224.206
ns2.acidgloss.net – 72.52.224.207

Note, you do not have to use the IP addresses. If you do, then make sure to update them to those addresses ASAP. Once the IP’s verify, all accounts should be back up and running with out any issues what-so-ever. This move has been made due to the excessive downtime and server outages experienced over the course of the last month. It should resolve everything.

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Halo 3 Continues…

Posted on 09/25/07 | Filed in Boyfriend | Link It  

Sean is a few hours into his 24-hours of Halo.¬† He’s updating his blog between rounds.¬† I’m having trouble sleeping at the moment.¬† I should have been knocked out for over an hour at this point but the A.C. is making all kinds of noises at the moment.¬† It’s a cooler night here in Rehoboth so that would typically mean that the A.C. is trying to cool down already-chilled air so it’s just causing it to freeze.¬† Unfortunately there’s only one window in the bedroom so I can’t even open the window to enjoy the cooler air.¬† Now there’s a lot of noises going on around the house in general, and I know it’s not Sean so it’s starting to freak me out a bit.¬† Even Bella has perked up out of a dead sleep.¬† This should be interesting.¬† Time to investigate the house, and maybe finally get some sleep.

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Halo 3, Loans, Sickness and Stress

Posted on 09/25/07 | Filed in Bella, Boyfriend, Daily, Home Ownership, Stressed | Link It  

Sean’s birthday was this past Friday, I gave him a gift certificate to EB Games because tonight was the launch of Halo 3.¬† He’s been playing Halo 2 for the past four years or so and the anticipation, plus the hype, surrounding Halo 3¬†was bound to spark his interest.¬† Me, being the good girlfriend that I am,¬†decided to give him a $150 gift card so he could get the limited edition version that game in some helmet with a few other disks.¬† I figure since it’s the last installment, it’s something he really wanted, and it isn’t worth waiting in line for hours just to pick up a single game – the $130 limited edition would be more than worth it.

I was expecting him to be gone for a while, he left at 11:30 for the Midnight launch but found out earlier this week that the Halo 2 launch had a pretty large turn out, so much so that the parking lot was full and the line stretched from EB Games to Superfresh.¬† This is about 1,000 or so feet, so I assumed this time that he’d be gone for a while, so I curled up in bed and started reading my new book.¬† He walked in the door at 12:15 and I’m sitting here thinking “Oh shit, what happened?”.¬† He had this large box in his hand and literally jumped for joy, he was #50 on a line of 100 pre-order people, the non-preorder line was quite long so he’s happy that he’s already completely paid for the game.¬† He walked in with the voucher and his photo ID and the rest was history.¬† Now he’s playing in the office, and I’m on Karen’s computer in the kitchen because my laptops in the office and walking in front of him isn’t an option right now.

On the loan front, instead of Sean and I co-borrowing, I’ve gotten in touch with my father and he’s willing to co-sign on a loan for me.¬†¬†I didn’t want to ask him, but with the amount of money we’re looking to take out, having someone with a 760+ credit score is the only option.¬† I’m in the 680-700 range, Sean probably doesn’t even rank based on his credit history so maybe going with my father on the loan will get us the money we need to get out of here.¬† So tomorrow I’ll be making a phone call for all of the information and going from there.¬† Hopefully this is the route that works, if not – we’re completely tapped for ideas.¬† Staying in Delaware would be great but it’s just too expensive.¬† I refuse to live in Pennsylvania and New York (while it would be the best option for me) isn’t the best option for my wallet.¬† An apartment anywhere on the Island is going to cost more money than we can spare if we’re paying back a loan.¬† And knowing the Island the way that I do, anything “affordable” is usually in the worst of area’s so it’s not even worth it at this point.

It’s not that we don’t HAVE the money that we need in order to get out of here.¬† It’s just the matter of extra expenses showing up.¬† We could easily put our savings into getting his car fixed, or even getting a new one, but that would wipe out the account either way and then we’d be back to square one.¬† Having the extra money via a loan is the only option right now.

I’m not sure if it’s the fact that the loan situation is getting to me, the fact that my period is coming to an end or just the weather in general but I’ve been under the weather for the past few weeks and it’s getting harder and harder to shake it.¬† Frequent headaches have had me in bed for longer than I’d like to be, I’m lucky I can even sit up straight right now considering the throbbing.¬†¬†I’ve put myself back on antibiotics because my tooth has been acting up and a dentist won’t touch me until the swelling goes down, another reason for the money crunch right now.¬† You go out of your way to eat better, lose some more weight than you currently were, and that one freaking piece of broccoli can rip a soft tooth in half.¬† The nerve is exposed, so I’ve been having trouble chewing, it’s just the swelling that’s stopping me from getting any work done.

Bella seems as though she’s feeling a little better, I’m scheduling an appointment for Thursday to get her groomed.¬† She’s starting to get a little matted down on her ears, I’ve done a good job on keeping her brushed out so that they don’t form around her legs, but trying to get anywhere near her face with a scissor is like pulling teeth.¬† I’ll have the groomer take care of it.¬† I figure if I get it done now,¬†she’s covered for Winter until the next time she has to go back.¬† And if it gets too cold, she’s got a jacket so there’s no big deal.

I get picked on for having clothes for the dog, but it’s not like she’s running around the house in a little tshirt that says “Princess” on it or something.¬† I have a standard heavy jacket that just snaps on for Winter.¬† Vets and animal lovers across the globe have said that if it’s too cold for you, it’s too cold for your dog.¬† So yea, in 40 degree weather, she’s not exactly freezing, but when it drops down to like 15, as predicted in Ohio, she’s going to need one.

In any event, it’s pushing 1am and that means it’s time to get my ass to bed.

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