Approved.

I was approved for the loan, but that doesn’t mean that life has been made any easier.¬† In order to get the loan I need to be in person at the bank, which is fine, but the cosigner needs to be there as well.¬† My problem is that my cosigner lives in NY, so this means we’ll be taking a trip up there sometime over the course of the next week.¬† However, we’re also dealing with a broken car – so how are we getting up there?¬† On Monday we’re calling a car rental place and then taking the trip up.¬† I figure if we leave on Thursday or Friday, we can take the drive home for Sunday/Monday.¬† It’s a lot of driving to do but at the same time, there’s no real choice.

Once we get back, with money in hand we’ll get his car fixed because he refuses to look into an auto loan.¬† My issue is the fact of putting $1,000 into a car that probably won’t even MAKE it to Ohio if it’s fixed, so what’s the point?¬† I know for the initial trip we’re renting another car, this way his car only needs to make the one trip and then after we settle in we’ll work from there.¬† It just seems like a lot of extra steps but we also know that insurance is a bit different out there as well, so buying a car out here is going to more than likely cost us more in the long run.¬† His brother is only paying like $90 a month on two cars, and he’s got full coverage.

Everything is cheaper out there I guess.

4 Responses to “Approved.”

  1. zune says:

    $90 / month seems really cheap, you have to have a clean record to get that.

  2. robert says:

    Congratulations on getting approved. A home is a big step, good luck!

  3. Sydney says:

    Good for you. I hope things turn out well for you from here.
    As they say, sometimes you’re up, sometimes you’re down. Don’t worry too much, you’ll be taken care of.

  4. Sean says:

    Actually zune that is 2 cars full coverage and an accident on his record because he slammed into his neighbor in the parking lot totalling his old car.

Posted

September 29, 2007

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Boyfriend, Home Ownership, New York

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