Unfortunately the broker I was working with on the mortgage was let go from the company. Last night I went ahead and sent an email over to his manager explaining my unhappiness with his company, thus-far, and requested to be provided with the information that I’ve been asking for, for quite some time now. He very quickly responded to my email, which was pretty shocking to me considering I sent it to him about 10pm last night. He told me that he would be in touch with me this afternoon and able to provide me with all of the information that I’m requesting after he’s had the chance to review our account.
He told me that based on Sean’s income alone, we would be able to borrow enough money to get the house in the price-range we’re looking for. With the addition of his father as a co-signer, it would increase so we could look into homes on the higher end of our anticipated budget. With this, the home search is back up and running. There’s one that I’ve been interested in looking at, Sean and I did a drive-by of it previously but we really want to get in there and poke around. Honestly, as it stands right now I wouldn’t be surprised if we wound up putting in an offer on this house. We both just have a feeling about it, I almost instantly felt like I was ‘home’ as soon as I put my foot into the drive-way. Yes, it needs a lot of landscaping but that’s nothing we can’t handle. And from what I’ve seen on the pictures, the bulk of the inside of the house is purely cosmetic.
So I’ve got a call in to a realtor, my pre-approval in hand, and hopefully this process goes a hell of a lot smoother the second time around.