Archive for the ‘Boyfriend’ Category

It’s been….rough…

Friday, November 22nd, 2013

First and foremost, I fucking hate HostGator and am currently looking for a new place to house my servers.  Upgrading to WordPress 3.7.1 almost completely had the servers shut down because of how often WP was being called on for updates.  Now, this was easily controlled with a wp-config update that marked all auto-updates to false.  I’m pissed because this is something that should have been built into WP directly with an “Enable/Disable” function but whatevs.  To tell me that two sites are using 80% of the server-load is bull shit considering there’s 30 CPU’s available to it.  So yea, they fucking suck.

In the “Home” front, we’ve been searching, searching, searching.  We’ve seen more than I can remember, and while some were doable, others were just “Uhm… wtf did we just walk into?”  We’ve narrowed down the area we want to live in, as well as the  basic requirements that need to be in the house before we even consider looking at it.

Right now it’s the matter of waiting on the broker to get all of the numbers crunched.  We have the pre-approval for $250,000.  He’s finalizing the paperwork so that it’s a pre-qualification.  This gives us the ability to look within the price range, and if we happen to find a house he’ll be fast-tracking the paperwork as much as he possibly can.  Since everything we’re looking at is either a stick built or a class-c there’s absolutely no reason for there to be any kind of issue popping up that’s completely illegal. We got screwed on the last house because the lender (not the broker) blacklisted the community, this is 100% not legal and I’ve already reported to the proper authorities but really don’t care enough to pursue more than that.  It’s cheaper, in the long run, for Sean and I to just buy a house on it’s own property and go from there.

We’ve found a house that we love, the listing price is $249,900.  Built in 1977, 3 bedroom, 2 bathroom, living room, dining room, kitchen, family room, floored attic, unfinished basement, decent sized yard, huge front porch and a nice cozy back deck, and since we’re in a beach town of course it comes with an outdoor shower. Is that a waste to me, yes, but it’s easy enough to remove if we so choose.

It’s a relatively lightly used house, even though it’s over 30 years old it was very well cared for and you can clearly tell just by looking at it.  I’ve never been in a cleaner basement in my life. Sean and I already know how we’re going to frame it out and set it up.  If we do it right, considering the massive size of the basement, I can easily turn the 3 bed 2 bath into a 5 bed 3 bath with an office.   That’s the ultimate goal over time.  The other goal would be to do some upgrades in the kitchen but that’s something that can come later on down the road.  For right now, since it’s just the two of us the kitchen shouldn’t be an issue – but in the long run when families start visiting… and one gets started… the increase is going to need to happen.

Maybe it’s an Italian thing, I don’t know, I just know that teaching someone to cook, or having a mini-assistant is important to me and that’s just the way it’s gonna go.

So we’re taking a second tour on Monday with Sean’s father so he can do a once-over of the house as he has more of a ‘contractors’ eye with things, hopefully putting in an offer the same day and then crossing our fingers and playing the waiting game.  Everything seems to be falling into place thus-far… hoping it runs the same way.

 

 

Hopefully it goes a little smoother…

Wednesday, November 13th, 2013

Unfortunately the broker I was working with on the mortgage was let go from the company.  Last night I went ahead and sent an email over to his manager explaining my unhappiness with his company, thus-far, and requested to be provided with the information that I’ve been asking for, for quite some time now.  He very quickly responded to my email, which was pretty shocking to me considering I sent it to him about 10pm last night.  He told me that he would be in touch with me this afternoon and able to provide me with all of the information that I’m requesting after he’s had the chance to review our account.

He told me that based on Sean’s income alone, we would be able to borrow enough money to get the house in the price-range we’re looking for.  With the addition of his father as a co-signer, it would increase so we could look into homes on the higher end of our anticipated budget.  With this, the home search is back up and running.  There’s one that I’ve been interested in looking at, Sean and I did a drive-by of it previously but we really want to get in there and poke around. Honestly, as it stands right now I wouldn’t be surprised if we wound up putting in an offer on this house. We both just have a feeling about it, I almost instantly felt like I was ‘home’ as soon as I put my foot into the drive-way. Yes, it needs a lot of landscaping but that’s nothing we can’t handle. And from what I’ve seen on the pictures, the bulk of the inside of the house is purely cosmetic.

So I’ve got a call in to a realtor, my pre-approval in hand, and hopefully this process goes a hell of a lot smoother the second time around.

And now we’re back to the drawing board…

Thursday, November 7th, 2013

We, unfortunately, couldn’t get the financing that we needed to move forward on the house so we’re basically back to square one.  We’re out of the contract, we need to get our $1,000 (good grace payment) back from the realtor.  I’m disappointed because I really had my heart set on this house. I had it completely decorated in my head and knew exactly where everything was going to go, what furniture I needed to buy… the works…. but the ‘powers that be’ made it damn-near impossible for us to get into this house, and I want to assume it was for a good reason.  If there wasn’t? I just don’t appreciate being messed with.

The upside, after discussing everything, Sean and I decided that going after a house on leased-land makes absolutely no sense when you factor in that Rehoboth has probably the highest lot rent in the entire state.  This complex was going to charge us $580 a month for the land-lease, and then on top of that it would have been about $700 a month for the mortgage on the house itself.  Coming up with $1300 a month where you don’t even OWN the property that you’re paying for, really doesn’t make sense to either one of us.

So we went back to the drawing board, and have been looking for houses under $250,000 (which aren’t hard to find around here).  We’ve found one that’s really cute, it’s an Estate Sale, the owners children have control of it now and they desperately want out. Case and point… the house was on the market for $269,900 initially, in the past two years of it just sitting there it’s now down to $155,000.  It’s on it’s own property, 3 bed, two bath, family room, dining room, large kitchen, living room, sun porch, 24×28 garage, a big shed, semi-wrap around deck, and the property is massive at half an acre. I know that doesn’t seem like much, but I grew up in New York – the only grass I ever saw was a two foot patch off the curb, so this is a clear upgrade.  The other upgrade is the huge wrap-around drive-way with an island filled with all kinds of flowers.  I like the idea of a wrap-around driveway, never owned one before but I feel it would be beneficial cause I can pretty much come and go without having to move a car.  Granted, we only have one right now – but even still… I’d never have to move.  It’s in a really cute little community, the neighbors seem nice. And by “nice” I mean that they didn’t call the cops while I was poking around on the property to get a feel for the place (without a realtor).

The landscaping has massively overgrown in the past two years, but when looking at older pictures of the home (including the Google Street View) you can see that the owners, at one time, took really good care of the property.  The plus – on the ariel view there was an existing pool in the back yard.  That’s one of my stipulations for owning a home, there either needs to be an existing pool or room for one. In this case, there’s already a deck in place, it’s just the matter of buying the pool and setting it up.  That would obviously be something we do in the future, but it’s good to know it’s a possibility.  So we’re taking the massive undertaking of landscape removal into consideration on our offer.

So I’ve already got a call in with the broker letting him know that we’re changing up the game and won’t need a manufactured loan, we’ll need a conventional mortgage. He’s already got all of our information, so it’s just the matter of him crunching the numbers.  If we can be approved for the price-range that we’re looking for then I think we should be pretty good.  As soon as I know something from him I’ll get in touch with a realtor and do a walk through.  I know by default the house is going to require a lot of work, but that’s something we can work on over the course of time because we won’t have a complex manager knocking on our door to tell us the weeds are getting too high.  We’ll be able to do what we please, when we please and that’s fine by me.

There, unfortunately, is an HOA but for the $150 a year price tag I’m not going to worry about it.  There are houses in there that look like complete and total shit, the owners did not maintain them well at all, so clearly the HOA doesn’t really bother anyone.  Big thing for me would be cleaning up the front yard (at least) by this upcoming Summer (if we take the house, of course).  This way there’s at least some curb appeal so I don’t have to worry about them being dickwads about how the property looks.  If you’re snooping around in my backyard you’re trespassing and I should have position to beat your ass anyway.

So we’ll see how it goes, maybe within the next 24 hours we can start the process of pursuing this house.  We’ve looked at numerous ones, done drive-bys just about everywhere.  This is the only area where I can honestly say that I like the house, it’s close enough to everything where I don’t feel like I’m in the boonies, and it’s still close enough the water so I can at least enjoy the bay – there’s a fishing pier not even 5 minutes from the house.  The concern there is flooding issues based on how close to the water we are, but I’ll obviously get more information from the neighbors before even considering putting in an offer.

The pictures online are never 100% telling on how a house really is. The one thing realtors really don’t do for pre-owned homes is provide some type of a drawing for the floor plan.  The biggest gripe I have with that, if you can’t provide the drawing that’s fine but could you at least freaking give us the dimensions of the rooms?  We did a walk through of one house that was listed as 1600sqft with a ‘master suite’ that I couldn’t even fit a god damn twin sized bed into, let alone my king sized.  They should have put less effort into making the bathroom as big as it was, and pop out the wall so you could fit a freaking bed in there.

Based on the photos, however, it looks to be a similar floor plan to a house that Sean and I already did the walk-thru on.  We didn’t like the community, or the community rules, so we just let it go.  If it’s the same floor plan then I can pretty much get a feel for things.  There’s a lot of windows for natural light, I do know that the AC unit would probably need to be replaced, the damn thing looks ancient, and there’s two big propane tanks off the back of the house for the forced air heat and the gas fire place in the family room (which is actually nicely surrounded by stone).

Regardless of it needing work, I know that we’d have at least the rest of our lives to make it work so it’ll definitely be worth looking into.

I’m starting to get a little excited again…

Possibly looking up…

Wednesday, October 30th, 2013

So I got a phone call from the realtor today.  She noted that she had absolutely no idea that 21st Mortgage had blacklisted ELS properties.  She was furious, she’d been recommending this company to just about everyone for the past few years.  She threw out their business cards, and gave a few other companies a call for us.  One of them, First Credit Corp, has no bad dealings with ELS and she spoke to one of the main reps, he said that based on the situation he would do everything he possibly could to get us into this house by the initial closing date of November 22nd.

After Sean spoke with him, and I spoke with the realtor about a few things, we went ahead and submitted our application and forwarded over every bit of tax/income information that they could possibly need from us just to get the ball rolling and get everything taken care of as soon as possible, this way no matter what actually happens there is no ‘waiting’ period on our end.  The broker advised us that he will be able to get us a definite YES or NO by tomorrow afternoon.  So we’re back to the waiting game, but at least this time we’re dealing with a company who can actually handle the loan.

I’m still super pissed off at the previous company, but at the same time the broker AND his boss had no idea that this situation was even going on.  I know the realtor was very apologetic, and even the broker knows damn well that his company screwed up on this one, being as all of our information checks out.  I just don’t like being told “We’ll give you whatever money you need to get into a house, and I’ll even fast track any changes to address, but you can’t buy this one”.  It upsets me, and while I know this isn’t our dream home and we’re probably better off looking for something on our own land instead of a co-op/leased land, but that still doesn’t mean we aren’t ready to take the plunge and just get into our own place.

After talking to the realtor today, I wasn’t surprised to hear that even the owner of the home was pissed off too.  I really believe it’s the reason why so many homes are remaining at the “For Sale” status around here, six complexes in this area are ELS properties, and they seem to be the only ones around here that actually have good looking houses for sale. Everything else that I’ve looked at, outside of ELS but in the Rehoboth area were older homes that required a lot of work and time that Sean and I just don’t have.  On average it’s 70 hour weeks, there’s no way in hell we could factor in household maintenance on top of that.

So we’ll see what happens, hopefully tomorrow will wind up being really good news for us.  At this point we’re gonna basically say that if it doesn’t work out – we’re not going to bother to pursue it.  I really hope that isn’t the case, I really want this damn house.

Un-fucking-believable!

Wednesday, October 30th, 2013

So we’ve been at the mercy of the underwriters for the past week.  We’ve been too patiently waiting to find out what we need to get into this house.  We finally get a phone call from the broker today, he noted that he’s heard from the underwriter and that he’s got both good news and bad news.

The Good News:
We’re pretty much approved for whatever amount of money we need to get into a new home.

The Bad News:
They can not provide us with a loan for any property owned by the property management company.

The broker then went as far as saying “If you can find a house in another complex, I can fast-track everything for you”.

WHAT THE FUCK!?

Supposedly the lending company is currently involved in a lawsuit with the property management company.  The company (ELS) is located pretty much throughout the bulk of America, at least one property in every state from what I saw.  Something happened between 21st-Mortgage and ELS in reference to ELS’s definition of “Rent Justification” and the rest is history.  This happened in the state of California, and even though I believe the suit is actually over with, 21st will not lend out.  Of course they decided to tell us this after they ran Sean’s credit about 10 times.

If you know, damn well, that you’re company is to not have any dealings with another company – shouldn’t that fucking information be dealt with initially? Don’t get someone’s hopes up and then have everything fall through. Where do these people get the right issuing is with a pre-approval and then tell us that we’re fully-100% approved only to pull it off the table as soon as they FINALLY look at the address of the property that we’re taking?

Money and credit scores are 100% not the issue.  We were told that we can buy whatever house we want as long as it it has nothing to do with ELS.  This whole massive bump in the road is completely based on the banks lending policies and all of the lawsuit bull shit.

After this conversation, I started to think. The realtor noted that the previous couple looking to buy the home couldn’t get the financing in order. I’m wondering if they had the same fucking issue considering the realtor seems to recommend the same lending companies.  Then I wondered why so many houses down here are STILL on the market (any home having to do with ELS). Clearly there isn’t a lending company down here that wants anything to do with them, so why should I?

As much as I love this house, I’m starting to wonder if I should just let it go.  It’s going to cost us around $1200 a month just for the mortgage and communities fees, for $1200 a month I can find a house a little further north in Delaware that’s on its own property.  I’ve had a few homes saved on my trulia.com account for a while now, they aren’t selling – and they have some pretty decent features that make them worth-while.  One of which is a home that houses a gorgeous pool in a massive backyard.  The house is only $230,000, and when you factor in down payment and mortgage it works out to about $1300 a month.  The upside is we would own the property, have a pool to enjoy in the summer, and there’s 4 bedrooms and 2.5 baths to make sure I have room for everyone.

At this point we just need to figure out how to get out of the contract on this current house when clearly there’s no possible way (unless someone hands us cash for the full cost of the house) for us to even get into it.  I do believe the realtor knew that the lending company wasn’t going to work out and she failed to provide us with this information.  There’s also upcoming issues with the lease agreement with all of the ELS properties because of the recent bills going into law with rent justification.

I know things work out for a reason, and maybe this particular house was just too good to be true.  It’s upsetting to know that we’re more than likely going to lose this house, but hopefully that means it opens a new door (a better door).

It WAS going well…

Thursday, October 17th, 2013

Last Friday Sean, Karen and I took a walk through the house we’re interested in.  The house is cute, it does need some cosmetic work but the inspection (done a month ago by the same company we were going to hire anyway) looked good, the house was fairly clean and even though there was new carpet in only three of the five rooms – that isn’t a total deal breaker for us since we didn’t want to even have carpet in our office space anyway to cut down on Sean’s allergies.  There was some previous interest in the house this summer but they couldn’t get the financing together. We’re lucky enough to have Sean’s dad willing to both co-sign and loan us whatever we need to get us into the house. We’re taking his money as a personal loan to cut down on the overall amount of revolving credit that we currently have. So we’ll pay him back monthly and just roll it into the monthly bills but we won’t be bound by a bank to have it paid back in 5 years like a standard personal loan.

There’s two massive decks on the house (front and back), I can always appreciate a large front porch because I’ve always wanted to have a nice little bench with two chairs and even a coffee table, and if I really wanted to I could put a fan on the ceiling to keep airflow moving around.  The front of the house is actually in a spot where it really doesn’t get much sunlight other than first thing in the morning, which is good for Sean and I because we really don’t go to sleep until the sun’s about to come up anyway.  The room that we would turn into an office is one of the rooms where the carpeting wasn’t replaced, so we’re gonna probably put down some type of laminate (whether it be wood or peal and stick at this point doesn’t matter).  We do have an area rug that Lucy had given to me prior to her passing away, this is something I clearly want to bring into the new house so that’ll go down on the floor to keep it from getting destroyed by the wheels of our chairs.  Off of this room, there aren’t any windows but that’s because they got rid of the windows and put in a pretty massive french door so it not only lets in A LOT of light, but there’s the ability for a nice breeze as well.  These doors lead to the fairly decent sized back porch as well.  The porch itself is closed in so there’s tons of privacy and it’s large enough I can get a nice dining table out there and even enough room for a barbecue and maybe some type of an herb garden or something.  Possibilities are pretty much endless.

Now, I’m not overly thrilled about walking through a bedroom with raw meat if I’m cooking outside, but the laundry room leads to the side door of the house that also connects to this deck, so I can always cut through there and not have to worry about it.  The laundry room does need a little work though. I feel like there is some type of structuring issue because the floor seems very…. soft. And not the “Ooh fresh carpet” type of soft, the “I’m afraid if I turn on the washing machine it’s gonna fall through the floor” type of soft.  There’s an indoor/outdoor carpet in there now. That’ll be the first thing to go. I don’t like the idea of carpeting anywhere near a washing machine.  One leak and the house will reek of mold for an eternity.  The soft floor though…now, this is an easy fix for me. It’s just the matter of getting into the crawl-space, putting fresh insulation up where it’s currently hanging down (per the inspection report) and then put up a new cross beam to just add to the support.  Sean and I already know that in the future we’re replacing the washer/dryer because they’re very small units and fat people don’t own small ANYTHING.  So clearly we need something with larger capacity, the current ones wouldn’t even pass as apartment sized. I feel like a bucket with an agitator would give me more room for clothing than the current washing machine.  But anyway, after that beam has been replaced I’m gonna take up the carpeting, and then put a new sub-floor in and then we should be fine for all of the support that we could possibly need.

The master bedroom is a fairly decent size (13×12).  This doesn’t include the closet area that leads to the ‘master bath’, so basically I have 13×12 to accommodate the king sized bed and a dresser.  I think, considering we’re in a 10×12 now with more furniture… we should be fine.  My desk would no longer be in the bedroom since Sean and I are going to share an office, clearly there won’t be an entertainment unit because that will be shifted to the living room, and the small dresser that we do have in here is coming with us, but will fit perfectly in the room and we don’t have to worry about any space issues at all.  The pass through is his/hers double mirrored door closets, and then it leads to the 3/4 bath that they claim is a ‘master bathroom’.  To me it’s not a ‘master’ unless there’s some type of a tub but there isn’t enough room for it and there is a tub in the hallway if I really wanted to soak in something that bad.  I’m more of a shower person anyway so it’s not really a deal breaker.

The third bedroom will be utilized as a guest bedroom, but a portion of the closet will be for linens as there is no hallway closet to accommodate that.  I do want to get some type of a chest for the end of the King bed so that I can utilize it for both linens and easy access for the dog. She’s got the doggy steps but because they’re shorter than the mattress she winds up getting stuck on the stairs and can’t complete the jump up.  I figure if I get some type of a bench she can still get all way the way up the stairs and then have the clearance to reposition herself so she can get up into the bed. I may wind up having to switch out the stairs for a ramp though, she’s getting older now so it’s harder for her to get around these days. She’ll be 10 in February, and it really doesn’t seem like it’s been that long but now I need to consider her a senior. So obviously a few areas of the house will need to be more pet friendly because she can no longer leap up and down anymore. Clearly I’m starting with the bedroom for that one, she spends the bulk of her day on the floor anyway.

The kitchen in the house is pretty decent, it’s small but there’s a decent sized island on one side that contains the sink and a ‘bar’ type of area. This does increase the counter space, not by very much, but when considering it’s just the two of us and I usually clean things up while I’m cooking there’s really no cause for concern there.  There are more than enough cabinets though, I don’t like the idea of having kitchens overflowing with crap that you’ll never use, and I’m also not a big fan of having things in the kitchen that don’t belong there. So organization will be a BIG deal for me with this house, considering we’re limited on storage so of course I’ve been locating numerous different storage solutions in both magazines and online.  This isn’t the exact one that I found, but it’s similar.

headboard

I can’t even find the magazine that I found the original image in, but it’s the same general idea. Have two bookshelves that are connected with crown molding, insert some lighting and then still have the night-stand. This way it then makes it look as though the entire headboard is built straight into the wall.

The way I wanted to modify it though, I’ve always wanted to create a tufted headboard, to kind of make things just POP. I think once we decide upon a color scheme I could get away with making it. I saw numerous DIY shows that take like a 12″x12″ square of plywood, add some batting and then put fabric on top of it with a button or some type of funky design on it. What I want to do is take the center section of this book case idea and then have it lined with strips of velcro, this way I can just velcro the boxes on in any formation I choose and it makes it even easier to switch them out if I ever wanted to update the bedroom seasonally, in the long run it’s less time consuming than repainting the walls, and if I do a few different shades of the same color I could come up with something unique whenever I just feel like shifting things around.

Now, I’m in no way remotely interested in these colors, but this is the general idea.

queen-headboard-teal-twill

You can see the different blocks, I would do different shades of the same color. From there I’d make sure to carry it up high enough but not so high that it effects any type of lighting I choose to work into it.

Obviously something like this would be a long project, but it would increase storage in the master bedroom on top of visual appeal so the room doesn’t feel so plain.

I’m going with a very neutral color pallet throughout the whole house, the ‘pops of color’ will primarily come from accessories/paintings. I do not like the idea of accent walls, I do not like dark tones on the walls either. I want things to be as simple and clean line as humanly possible. Also knowing that this is just a starter home for us, I don’t want to go crazy on the colors so that it’s something we need to worry about in the future. As clean/light as possible without being some sterile hospital white either.

So yea… at this moment we’re just waiting on the Broker to get back to us about our loan application.  We haven’t heard from him since Tuesday which is something that’s even concerning to the realtor because he’s very good about returning all of his phone calls, and even right now his voice mail is full. She noted that she’s concerned since she commonly talks to him multiple times a day and even she hasn’t heard from him.

We just want to know how much money we can actually afford, put in our offer and go from there.  There’s no way in hell these people are getting their asking price, that’s for damn sure – and that’s just based on the structural and cosmetic work going on on the OUTSIDE of the home, this doesn’t even include the fact that we have to replace flooring (even though their insurance company paid for the flooring to be replaced after the pipe blew over the winter since the water company failed to shut off the water to the home as they were requested). So clearly since the Insurance company paid for new drywall and flooring, they could have gotten the remaining $300 together to get the other two rooms finished with the same carpet. BUT it’s cosmetic, and not a deal breaker for me since we’re swapping it out for laminate anyway.

I’m gonna go sit with the phone and just patiently freaking wait for SOMEONE to say something to me.

Keepin’ it movin…

Thursday, October 10th, 2013

Even though I have these overwhelming moments of “I haven’t gotten a damn thing done…” I’m still movin, movin, movin. I’m cranking things out as fast as I can, and bouncing from site to site and email to email on a regular basis. I still don’t feel like I’ve actually fulfilled anything I set out to do though. Clearly I’m accomplishing something being as all of the bills are paid and there’s still money left to do what I please… it just doesn’t seem like it’s enough anymore.

I’ve been exhausted lately, it doesn’t matter how much I actually sleep – I just never feel like it was a restful one. I don’t know if it’s the change in weather (constant Hot to Cold extremes) or the fact that the sun hasn’t come out in a few days but my eyelids are insistent on just closing completely and forgetting about the tasks at hand right now.

I’m completely 100% overbooked, the workload has got me shaking in my fuzzy slippers and there’s all kinds of pressure from every direction to just get it done where quality and speed are heavily utilized.  For just one client there’s 4 major sites to work on, each bigger than the last and of course there’s tight deadlines on every single one of them.  With another client, she was MIA for the past year and a half and all of a sudden I’m now supposed to RUSH to cater to her because she’s finally on the ball.  She still owes me like $2,500 from the last chunk of work done for her, but swears she’ll have everything paid in full upon completion. I just wish that “End” was closer.  I did just finish up on Adam’s halloween site – Oct31st.org.  I wish it could have been completed sooner, but with everything going on and the fact that I’m over-scheduled, it really took my time away from it. I feel bad for the delays, but there’s nothing I could have done about it.

Right now I’m looking down at my Thunderbird icon on the dock and it’s showing over 135 emails. Knowing that I already did the usual daily spam clean-out, I’m scared to see the requests I have waiting for me.  I need to put in about 8 hours to complete one site today, and then there’s another site that should take me about 15-20 hours that needs be done by Saturday – I just hope I have the strength to get it all done.  In theory it’s just 3 8-hour days and everything is fine, but when you’ve got other things to take care of as well, those 8 hours turn into 16 and then your brain fries and it’s time to crash.  There isn’t enough coffee to keep my eyelids open anymore.

Excitement Note:  We’re looking to buy a house!
Tomorrow (Friday 11th) is going to be beyond hectic, I’ll be on the phone all morning to get appointments setup, and get some banking needs taken care of and then at 2pm I have an appointment with a realtor to do a walk-thru on a house that I’ve been eyeing for a little while that only recently (like three days ago – recently) went back on the market.  Sean and I went to TD Bank to try to get a mortgage on our own, but since it’s a manufactured home and not on it’s own land TD didn’t approve us for the mortgage. The lady was very surprised that the pre-approval didn’t come right up considering she saw our proof of income and said “If someone who’s making $30,000 every 5 months can’t get a mortgage – something’s seriously wrong with our systems!”  So we’ll get that “This is why you weren’t approved” letter in the mail in a few weeks, in the meantime I called around to numerous banks in the area to find out who actually would provide the funding on a pre-fab home, and I found ONE bank, out of fucking 12!!  Since I just took an 11 point hit on my credit for even applying for a loan (which is something TD should figure out how to reinstate since they should properly train their employees prior to them completing an entire application knowing that this house isn’t on its own land), I now am well into the “Poor” rating for credit scores.  Sean took the same 11 point hit on his credit, but his was in the higher 690’s, so he still falls under the “You’re OK” mark.  His father, very graciously, has offered to co-sign for Sean, and since his score is in the high 800’s, there should be absolutely no doubt that the loan will be approved.  He recently sold a house, and when they ask about ‘savings accounts’ he can say that he’s got a few hundred grand in his, and even though Sean doesn’t have anything in his – I’m sure the numbers will balance out.

Now the rush is that we’re trying to bring as much money together as we possibly can.  Between closing costs, downpayment, and the initial “Get it all hooked up and turned on so we can LIVE in the house” aspect of things – we’re gonna need about 15 grand.  We’ve only got 3700 right now, so needless to say the next two months are going to be a hectic dance of “Work, Deal with Broker, Work more… keep working, working, working, working and working!”.

I’m just crossing my fingers that we can actually accomplish it.  We’ve spent so long living under someone else’s roof during the entire length of our relationship (to date) that it’s time to just start the next chapter. It’s a jump that we absolutely need to take, we’re both scared about it (obviously) but we’re going to do it together and no matter what happens we’ll always have each other to lean on.

In any event… time to get back to work. :: head desk ::

It’s been freaking crazy!

Monday, August 26th, 2013

The past few weeks have been nothing but eventful around here, and of course that means I haven’t had any downtime to blog.  Going back to my last post, I’ve had a follow-up visit with Bella, she’s got a clean bill of health. I’ve got all of the paperwork together to send back to Del Monte and I’ve made it a point to photo copy freaking EVERYTHING so they can’t claim they never received everything I sent to them.

Our friend Colin came down last week, we were able to get a few nights of fishing in and a night of mini-golf but unfortunately Sean and I were overbooked so that was kind of limiting to any real fun.  It isn’t too bad though, we got to see our best friend for an entire week and while he was here we were introduced to a new member of the family.

smokeyLast week a little Grey cat showed up out of absolutely no where, and me being a push-over when it comes to something with four-legs I instantly said “Go get some food for him”, he ate, came on on the porch and rubbed up against my leg and from there he stayed. Knowing full well that I didn’t want to deal with another flea problem, we kept him outside, I treated him with Frontline (which doesn’t work BTW) and then was utilizing the Vets Best Flea & Tick Spray to help cut down on his itching. Note: That stuff works fucking beautifully when it’s used as a Mosquito repellant too! I’ve been using it instead of “OFF!”, it smells so much better. I just ordered the 32oz replacement bottle of it cause I can’t get over how well it works.  So thankfully with this spray (that my mom introduced to me when we brought the last lil girl into the house) it’s kept the fleas at bay.  I do believe that the stuff that the exterminator put down a few months ago helped quite a bit but thankfully we’re good to go.

During the course of the week a lady showed up at the house wanting to know what animal we were feeding and told us that he bounces from house to house, just about everyone in the complex feeds him so he’s – by no means – malnuroushed. BUT the alleged owner of the cat isn’t this lady, it’s someone else.  I then got a nasty look when she was informed that the cat was treated for fleas and ticks, she claimed that the owner actually treated him – considering the amount on him I’ll just go ahead and call BULL SHIT on that one.  Out of respect, I said if I was going to actually keep the cat I knew I needed to speak with the ‘owner’. So today I went looking for the alleged “owner” and found here with no problems (everyone knew who she was), the lady claimed he actually wasn’t hers and said take ’em, she doesn’t care and if anyone sees him in your window you just say “Too freakin bad, he was on the street long enough to be picked up and that’s that”. Someone else said that she was full of shit about not knowing who he belongs to but whatever, I wasn’t going to argue, I already knew he was gonna be mine anyway. I was only standing there out of respect, I didn’t care if I was told “No” when asking to take him off the street, clearly the ‘owner’ couldn’t do it – why should I continue to allow him out there?

So I went and contacted my vet, they gave me Capstar which works within a half hour and lasts for 24 for complete flea removal.  I was able to get that into his mouth (with a can of Tuna as a chaser of course) and then not even 10 minutes later I brought him to the vet because they scheduled the appointment ‘immediately’ (for some unknown freaking reason) and they did a complete work up on him, he was perfectly clean (minus the fleas), his bloodwork came back normal and he had no medical issues at all. He got his nails clipped and a much needed bath (he’s so much softer now!), and we were informed that he’s actually about 2 years old, he’s not the Kitten we thought he was. So…he was brought home and now he’s a member of the family.

I kept him in the bathroom initially, he does still have a few fleas coming off of him but thankfully they’ve been medicated with the Capstar so of course it’ll clear him right up. The bath at the vets office certainly helped quite a bit, I’m confident I would have seen many, many more floating around in the bathroom if they didn’t bathe him for me.

Karen and I (after getting him situated in the bathroom) left for Walmart to pick up the necessary supplies. We needed a second litter box, and food, and the usual “I’ve got a new cat” shopping spree. Two hours later I returned home with a crap load of stuff and after getting everything situated we decided it was time to introduce him to the rest of the house. Knowing that Bella was OK with him we knew it was just the little girl (Meow-Meow) that was going to be the problem.  She didn’t like him AT ALL, and normally for me that means OK, we’ll keep him in the bedroom and then slowly re-introduce them to each other.  The problem now is Sean is having a horrible allergy attack and putting the cat in our bedroom is counter productive to get his allergies to calm down. I’ll be throwing a Zyrtec down his throat later this evening when it’s bedtime for him.

Right now, however, the little one is in the bedroom with Karen (where she usually sleeps anyway), and then the little guy is hanging out in my recliner while Bella snores away behind me. Sean is down the hall sneezing away (poor guy).

We’ve named him Smokey, supposedly he was “Macey” to whoever actually found him first, but he doesn’t look like a “macey” and since he’s mine I can change it whatever freaking name I want.  More than likely I’ll wind up continuing to call him “fat boy” anyway lol. Who knows what’ll happen…

I do know that I haven’t had anything to eat today AND I’ve only had one cup of coffee, so if I’m gonna put in about 8 hours of work tonight (somehow) I’m gonna have to start brewing that cup right away or I’ll never be able to meet my deadlines.

Took ya long enough!

Tuesday, July 30th, 2013

It’s been a long time coming, but I’ve finally got a new theme up on k.nu. The previous one was nice and all but I needed a change. I was waiting on inspiration, and oddly enough I got it from a damn game on my Tablet.  There’s a game called “Fashion Story” that I’m absolutely sick of playing but the color scheme for the game itself inspired me. When I showed it to Adam he said “OOH SUPER CUTE” and I told him to build something for me. He sent me a PSD with a base template, I added to it and went crazy with little tweaks and mods here and there and BOOM = New Template!

I mirrors templates that I’d done in the past. Everyone now, sticking with HTML5/CSS is going for the centered layouts with muted, but bold, colors. I wanted something completely different. There was a theme I created when I was on dork.com (over 10 years ago) that really reminded me of the theme that Adam started for me. Back then my coding skills were no where near what they are now, I think I tried to figure out what DIV tags were for that template because I’d previously used Tables and multiple frames to get everything to load. God, do you remember coding with FRAMES, that had to be the absolute WORST way to build a damn website – but no one knew any better, they just wanted to get as much information as possible onto a single page and that was the only way to do it.

I’m actually very happy that I was able to get this up and running. I know it’s not an extravagant WOW type of template, but I’m happy with it and that’s what matters.  I’ve been so busy working on numerous other things that having the downtime to get it done is really what mattered to me.  I started putzing around with it about a month ago, and was able to put the final touches on it for the last few days. I’d finished up a site that I was working on with Adam (for Kimberly J. Brown – remember her from Halloweentown?).  The site itself is ready to go in a Development folder we’re just waiting on the GreenLight to go live with it. It’s a fantastic change from the design she was previously using. It’s more hip, modern, and not located on blogger. This chick has been fully upgraded to WordPress and I’m hoping she’s super happy with the site.

My issue now is I’m at a ‘low point’ with work. So this means I’ll be working on random odd-and-end jobs to help Sean out, but I don’t have anything to personally handle on my own.  I know I’m helping him out with a site tomorrow, but then I’m jumping onto the total revamp of AGn Designs, it’s in desperate need of a facelift and I have quite a few sites to add to the portfolio.  It really sucks that I have so many NDA’s with clients, there were numerous sites that I’ve worked on that I’ve been so proud of but don’t have the ability to list them in my portfolio. One day I’ll get those kinds of sites for my own doing so I can joyfully display them, but for now I’ll just keep chugging away.

I do know that my usual boss has about 6 sites to send to me, but he’s been so damn busy with everything going on that they’re delayed at the moment.  I just hope that all of the sites he claims are coming to me aren’t going to show up mid-month in August. Our friend Colin is coming down to visit for 5 days and I really don’t want to be working the whole time he’s here. It wouldn’t be fair to him, and I already have a lot of stuff planned for us. Working would completely cut into that.

The upside to today, other than completing this, is I was able to get outside for a little while and do some much needed lawn maintenance. It’s been so long since I weed-wacked that I couldn’t even see where the bushes began and the grass ended. The grass grew straight up and over all of the trim/separators we have outside. I wacked that down straight to the dirt so I know I’ll have a few more weeks before I need to get out there again. Grass grows so damn quickly this time of year, I hate it. I wish I had a gravel yard … less maintenance.

The second upside – I found a site that makes all kinds of custom stuff for your business. It’s not vista-print – I effin’ hate them. It’s a newer site called BuildASign.com. I ordered a custom license plate, because Delaware is one of those states where you only need to have one plate on the car, so I’m utilizing the real estate that my car actually has (meaning lack of outside decoration) and I got myself a plate with AGn Designs logo printed on it. I did have to partially cancel my order with them because I chose the wrong size window decals – they were way too small for the amount of information that I actually put onto it. That was completely my fault, I know I was paying attention when I was setting everything up but I honestly didn’t even think about it being too small until my Mom had mentioned “Really, 3×5?”.  So now I’m working on getting everything larger so it’s easier to read.  The license plate should be here by the 15th. Hopefully today I’ll be ordering the larger sized decals and have them around the 15th/16th as well.

Anyone interested in a free AGn Designs window decal? I can offer free advertising to anyone interested in pasting it onto their car to aid me in a little free advertising as well.  Shoot me an email through the Contact page if you’re interested.

In any event, it’s knocking on 6am and I have an inbox to clear out so I can get some shut-eye.

Valentines Day

Monday, February 11th, 2013

db5391406cb811e28eb922000a1fbc88_7Sean was super sweet this year and bought me a 17″ MacBook Pro.  As much as I absolutely love it, being as it’s everything I’ve ever wanted – I’m also upset.  See, work has blown up and I’m back to working on five different sites at once – trying to pace myself through them instead of rushing through them this way I don’t royally mess something up. With that, I’ve yet to be able to really be able to enjoy this new lil super gadget.  I’m also having one of hell of a time patching some programs, no serial numbers I come across are actually working the way they’re supposed to and it’s driving me nuts to go have to repeat the steps numerous times every time I boot a program.  I even pulled the numbers off of the iMac (which work fine) but can’t have the same result here.  I just wish there was a physical ‘patch’ file the way there is on Windows but I’m sure I’ll figure out a way to get around it in the future.  For now I’ll just deal with it, and usually it only happens when I need to open the programs so just getting past them once and leaving the program open should pretty much do the trick for the time being.

I was very surprised to even receive the gift, honestly.  Our goal for the year was to pay down and pay off as much of our credit card debt as possible so that we can start banking something into savings to be used towards a home purchase later on down the road (yea, we’re back at that step in our lives together). So you can imagine my surprise when I dozed off one night and he woke me up by hopping into bed and pulling the super cuteness of “Guess what I just bought you?” Then the “Maybe I shouldn’t tell you since it’s not V-day yet” conversation.  So I got it out of him, which is never hard cause he loves to blab a good secret and knows I’m not big on being surprised.  (I’ve got OCD and I’m anal retentive about doing things a certain way – bad combo if you want to surprise me LOL)  So he told me that he signed up for another credit card and was approved for financing on the Macbook, and there was still more than enough left over for him to be able to order an iPad for himself.  The company has six months deferred payment and I’m not sure on the deferred interest but we anticipate having everything banked to be able to pay it off in July anyway.  So of course I was surprised, and super happy and I’m still super happy because it’s everything I’d ever wanted and more.  They aren’t making them this large anymore and I don’t care what anyone says – no matter what resolution you put things on the overall size of the screen does make a huge difference.  I’m not just putzing around on Facebook on my Macbook to be trendy – I’m utilizing it for everything Adobe – and it will really come in handy for school in the future too considering all the work I’m anticipating for the next semester anyway.  Next on the docket there is all Flash related.  I’m so into jQuery right now that Flash is probably going to completely throw me off my game but at least I’ll be able to recreate some of the funky flash-based headers I’ve been seeing around the net to be used for future clients – the only upside but whatevs.

So the mac got here last Friday and it hasn’t really left my side.  I’ve spent quite a bit of time in bed with it because I’ve got my fancy tray table to keep it sturdy and give me an actual spot for the mouse pad that doesn’t require it sitting on top of the blanket (not sure if you’ve ever tried to draw a straight line in Photoshop while your mouse is on the blanket but it’s NOT easy).  Sean, a few years ago, bought me a tray table for like $20 from Walmart, and it’s been my buddy every single time I’ve been working from bed because of my various back problems.  In this case, however, working in bed is actually causing the back problems because I’m not properly supported and sitting up the way I would be in a regular office chair.  The issue with that is the fact that my office chair is leaning like a bitch and I might have to actually cash in the warranty and pick up a new one anyway.  So for now, I’m setup in the kitchen until I can knock out a substantial amount of work tonight.  Too much needs to get done for me to worry about how often I need to stand up and stretch before I can jump back into something. That’ll throw me off my game and I can’t afford that right now.

The other upside to the month is a long-overdue client finally paid up and I was woken up yesterday to Sean sneaking around the room and opened my eyes to him saying “Are you super comfy sleeping in our bed?” Of course I was until he started talking to me (can’t function without coffee or a cig in the morning – don’t talk to me unless I’ve been outside for at least 10 minutes).  He went on to say that the client paid up and he just paid off the bed.  GE Credit must be super pissed at me because I’ve never paid an ounce of interest on my purchases before. LOL.  So yea, even though we bought it in November for about $1600, it’s completely paid off as of February and there was 6 months deferred interest on it so that wouldn’t have kicked in for a few months anyway. MWAHAHA!!

So yea, in a nutshell it’s been a pretty good year financially so far.  I’m not one of those people who chooses a ‘health kick’ as a new years resolution – I know my lack of a ‘drive’ and stick with the stuff that I know I can control. Since money makes the world go round, of course that would be the one to focus on anyway. So, our goal for this year was to pay off as much as humanly possible and so far we’ve paid off about $2,000 worth of credit cards since Jan 1st.  My only issue is there is still people who owe us a substantial amount of money and if they would get off their butts to pay us back we could continue to pay down our debt, but they’re pussy footing around and that’s just enough to be annoying for us.

It’s our ultimate goal to only have the car, insurance and the cellphone bill going out every month.  Hopefully by August that will be a possibility so we can start pushing all of the usual money that we shell out every month to bills straight into savings. The goal is to have about $25,000 in savings to put down on a house, and of course I’m super picky about how I want the house to look and the features it has because an in-law suite is mandatory for me.  It doesn’t necessarily need to be a separate dwelling, even the option to setup the basement as kind of an apartment for my dad is all that matters to me. I was looking in the general Rehoboth area, but I’ve found a few down in Selbyville and up in Dover that I fell head over heals for and now at least have a starting point.  The requirements are in-law type of a suite/dwelling – a pool (or room for one) – no HOA cause I think they’re assholes and a gourmet kitchen with plenty of room for huge family dinners because that’s what us guineas do.

Now it’s just the matter of coming up with the money for it, so I guess it’s time to get off of blogging and get back into Dreamweaver.

PS: For the last 6 months I’ve wanted to come up with a new them for krissy.nu, I may wind up just converting to the 2012 WP theme and slapping a header image in there – who knows. But one will be coming soon, I promise!

New Year…Same Shit…

Saturday, January 12th, 2013

I’ve wanted to be able to jump on here for a while, but as usual – life gets in the way.  I’m experiencing downtime, which isn’t normal this time of year.  Usually January is when things pick up to the point that I’m about to rip my hair out.  That’s not the case this month.  I’m hoping this low doesn’t last for too long – I do still have bills to pay.  I’m finishing up a small site, and working on some domain transfers but that’s really all that’s going on right now.  It’s driving me crazy. I’m looking at six different email accounts where the inbox is completely blank… scares me.

Usually I’d take the time to finally get the chance to work on my own things.  That’s really not the case this time and I’m not sure why.  The lack of inspiration to build something for myself concerns me a little, being as I always did better in Delaware than I did in New York on creativity coming out of my ears…. hope that funk goes away before someone comes at me with “Just run with it” template/logo request. I’ve wanted to come up with a new template for krissy.nu, agndesigns.net, acidgloss.net and even agn-solutions.net but I’ve got no inspiration at all.

The perk to today is our new bluetooth case for the tablet came in, it’s nice having a keyboard to type on, and kind of irks me that this tablet is more powerful than my actual laptop right now.  It’s the goal for this year to pick up a Macbook, and typically we like to get at least one big electronic purchase in during the year to help out on taxes. Of course it’s still upsetting to know that I’ll no longer be able to pick up the 17″ MacBook Pro, and everyone keeps telling me that the screen resolutions on the 17″ are close to the 15″ but to me it’s just not the same. I’m so used to having a 17″ that anything smaller is just not going to work out for me.  I don’t like the Retina displays, I think that’s a complete and total waste of money considering they’re supposed to be some type of super HD bull shit, but you couldn’t even load in a DVD to watch on the thing because they’re done with super drives.  I don’t know what the hell Apple is trying to do, but there’s some unhappy consumers out there right now, that’s for damn sure.

Anyhoo….

New Year’s was spent in NY with my family and a few old friends that I’ve been missing. We saw Colin almost immediately, but I’m sure that’s because he was the most vocal about missing us, I hung out with Muir for a little bit (didn’t see the munchkin ’cause he was pretty sick), I got to have dinner with Franny and see a few of the old crew of my last job, I spent some time with my sister doing some shopping, hung out at my moms a little and while I was home I floated around the kitchen to do some restocking of a very bare fridge for my dad.  They’d been eating a lot of take out for the last 6 months apparently, all I saw was a few TV dinners and a bottle of Vodka in the freezer and almost immediately began writing up my shopping list. I’ve gotten so used to regular ‘big meal’ type of cooking over the years that it’s second nature to me.  It was hard only being able to stay up there for a week though.  I really wanted to stay longer.. I feel there wasn’t enough time spent with people and when you’re away for so long it’s hard to catch up knowing that you’re on some type of a schedule.

So we went up a few days after Christmas, and returned a few days after New Years – thankfully we left late enough where there was really no one on the road and were able to get down here in pretty good time.  Bella did really well during the drives up and down.  Unfortunately we weren’t that lucky when we actually got to the house early Saturday morning (in DE).  She ran up the stairs so quick that I think she got one of her nails stuck in between the slats on the wood stairs and was then limping around barely putting any weight on her paw at all.  Since it was 4am there was really nothing I could do for her at the time, I checked her paw she had full mobility and I felt nothing in between the pads in reference to swelling or some type of a splinter.  We wound up bringing her to the vet the following afternoon to have her checked out. I was given some anti-inflammatory meds (that gave her diarrhea  but the next few days she did pretty well so thankfully I was able to stop her at the 2 pills instead of the full 6.

Since then, we’ve all just kind of been hanging out.  Sean’s got quite a bit going on and since it’s all programming based there’s really nothing I can do to help him other than handle the side-job emails, quick template updates, and even moving domains around.  There’s nothing substantial for me to work on right now and while it’s driving me nuts – it’s also telling me that I’m going to have a very easy weekend to get all of the Christmas decorations taken down and the bedroom cleaned up because things are completely out of place ever since we came back from NY and the lack of organization is another irk of mine. I’m even considering having Sean hang a few shelves up for me, but I’ll wait until I’ve fully decided upon that one since he’ll jump at the chance to hang shelves any day of the week – he’s weird like that.

It’s all coming to an end…

Wednesday, December 26th, 2012

With the Holiday’s winding down, I’m finally able to wind down long enough to actually knock out a post. I’ve pretty much been running around like a chicken with my head cut off since Thanksgiving. Work, as I noted previously, is coming in waves, but at the same time the tide hasn’t really gone out. It’s not the luxury of “Ok, I can take some time on this and then bounce back to this.” it’s been “Do it now, and faster!”

@AGnDesigns - Instagram @AGnDesigns - InstagramWhile that can get a little annoying, it also worked to our benefit this year.  All family members were well taken care of for Christmas, Sean and I did spend quite a bit of money on ourselves but it was on things that we both wanted (for a while) and desperately needed.  We know the difference between Wants and Needs – unlike anyone under the age of 16 these days.  We both were in desperate need of new desks.  I had my Mac sitting on a Rubbermaid folding table and being as the 27-inch iMac (2011) weighs about 40 pounds, it was starting to sink down in the middle. To avoid it completely caving in, we went out and got me a new desk.  It’s a super nice one, with plenty of storage and it’s even a little bigger than the previous folding table so I actually got the chance to organize things where I can still completely function without any issues at all. Obviously after Sean spent 7 hours putting this thing together (one warped piece was throwing EVERYTHING off) he gladly took a little nap.  I decorated the drawers with dollar store shelf liner so that they can list a super long time without getting destroyed. There’s more than enough room for the work phone so my boss can stay on my butt too heh. I had it across the room next to the TV because we didn’t have a long enough Ethernet chord, but that was taken care of with the addition of a ZyXEL wireless switch that now sits behind my monitor. It supposedly boosts the Wifi in the house, but turns the Wifi into an actual plugged in connection as well, so I’ve got the phone plugged into it and if I needed to I could plug a printer in to it. It was actually strong enough of a feed to handle Sean’s XBOX 360 for a few weeks as well, so obviously it works how it’s supposed to.

@leprakhauns - InstagramSean, after my desk was put together, began increasingly becoming annoyed with his desk. After drilling into him that he spends way too much time at his desk and needs a new one…. we headed back to Staples a little over a week later (this past weekend actually) to pick up a new desk for him.  The one he’s been using for years was a typical students desk with the metal legs, the pull-out keyboard and the thin table top. One you’d see in college students dorm, basically.  So it was creaking like all holy hell and we wound up replacing that one as well.  He found a nice wide desk that he was in love with, but it unfortunately was not going to fit in the room so he went with one that was closer to size (in comparison to mine).  He’s in love with it as well.  It’s very nice dark wood with a nice sturdy base, some drawers – finito.

While picking up his new desk we browsed around the store a little bit, and came across the Google Nexus 10″ – Android Tablet.  Of course I was instantly in love, this thing is more powerful than the Droid 4’s that we upgraded to in October.  The $500 price tag instantly turned this item into a “Want”. We’ve been bouncing back and forth about Tablet’s for a little while now.  Sean really wanted to see what the new Microsoft Surface was about, I personally had no interest in it at all being as I’m as anti-Windows as you can possibly get these days.  Upgrading to Mac has spoiled me rotten.  I don’t have to deal with excessive upgrades, daily virus/malware scans and the blue screen of death that Microsoft claims to have gotten rid of , but I’ve seen it on both Windows 7 AND 8 because it’s very easy – when you know what you’re doing – to trigger everything Microsoft claims doesn’t exist.

@AGnDesigns - InstagramEither way, we both were playing with the Tablet for a little while and found out when browsing through the Settings to get all of the stats that it was now possible (with Android – Ice Cream) to have multiple users.  This sparked our interest almost instantly, and we both looked at eachother and I was like “I want”, he said “Go get it” (cause he’s fricken awesome) and while I was pulling the car around (cause he was picking up his desk the same day) he paid for both. Turned into an expensive shopping trip on our parts, but we walked out of there with a want, and a need.

 

@AGnDesigns - InstagramWhile he was in the Bedroom for a few hours setting up his new desk, I was prepping the house for Christmas.  I did more baking in the past few days than I ever thought possible. Everything from cookies, to breads, to brownies – you name it, I probably baked it. I went all out for Christmas this year, because I actually had more room to do it. I know that sounds a little weird but it’s true. A huge living room and a big footprint in reference to the front end of the house, things just kind of happened.  The baking was really just phase two, we’d spent quite some time decorating prior to my even pulling the flour out of the cabinet.  So the tree was decorated, the bulk of the outdoors was draped in white lights and the rest of the house had random little touches here and there.  Thankfully, minus today, there was really no wet weather going on outside so my garland didn’t get all mucky and was nice and clean for Christmas. I was also really happy with the tree in the living room. With the combination of Karen’s ornaments and mine everything kind of came together that worked out really nicely.

Traditionally, families open their gifts on Christmas Day. Around here? Christmas Eve. I think it’s a tradition based on impatience but to each their own. Sean cleaned up this year, outside of the gifts purchased for ourselves of course. New shirts, plenty of toys and gadgets to keep him entertained and the guitar I bought him. I know I usually complain to him about how much noise he can make on his own (without an accessory) but at the same time we’ve both had a pretty rough year, him more than I, and it was something I know he always wanted. So I got him a nice stand for it, and a DVD so he can learn how to play and we’ll go from there.

@leprakhauns - InstagramI also got him some new Happy Feet, this is a brand that we were in love with long before Snooki put it on MTV. I’ve always had a pair, and so has he and his were worn to the point that his toes were going to start popping through the bottom. Knowing how comfy they are I changed it up a little bit and got him the “All Around” ones, they look like real sneakers and there’s about an inch-thick rubber sole on the bottom of them. They’re better than my usual outdoor slippers so of course I’ll have to pick up a pair for myself in the future but for now this was all about him and that’s what he got. So that was one pair, and instead of getting him the standard color variations I decided to take a look under the “Animals” section and got him the most ridiculous ones I could find – and his favorite animal – the Penguins. Watching him walk around in these is more amusing than the slippers themselves, but they bring a smile to just about everyone’s face so it was more than worth it.

I cleaned up pretty well myself. Karen got me the “In-Styler” which is a hair straighter I’ve always wanted. I’ve used a friends before and it was probably the fastest way to straighten my hair that I’ve ever used. Some people have mixed feelings on it, others use it totally wrong and wonder how their hair gets wrapped up in it. As long as you read the directions it works out exactly as it’s supposed to, so I’m bringing it up to NY with me while Sean and I head up there for New Years, and after I get a much needed hair cut (via Mom) and dyed (via my sister), I’ll be using it to style my hair. Mom and I are also hitting up the nail salon, I’m long overdue for a manicure AND I desperately need my eyebrows done it’s been almost six months and I just can’t fricken take it anymore.

As usual, I bought myself a few articles of clothing while I was doing some shopping for other family members and had Sean wrap them for me. There was a jacket at Old Navy that I’ve wanted for a while, and I was in need of new yoga-pants so I threw those into the shopping cart as well. He wrapped everything for me, knowing that he was supposed to actually buy the items for me for my Birthday back in October but never did (I oddly got a Christmas tree instead), so he switched Holiday’s but kept the wrapping paper basically lol.

@agndesigns - InstagramThe thing I was surprised about, however, was the ViewSonic 24-inch Monitor that was under the tree. I’ve been using a 17-inch monitor as my “Email Screen” for the past couple of months and it was working out pretty well for me. I kept my email completely on that window and when I was actually in Photoshop or Dreamweaver I would just load project free TV and watch television right on the desk, no complaints at all. So you can imagine my surprise when Sean upgraded me to a much larger screen. This was one of those items that wasn’t on my wants, or my needs – which then turns into a complete and total surprise. And that wraps up Christmas Eve.

Christmas Day was a completely different story – I was non stop in the kitchen. I was cooking/cleaning for a good 8 hours yesterday. I fired up the crock pots early in the day to get the sauce going, the meat balls and sausage wound up in the pot a few hours later and from there it was just the matter of getting the pasta in the water so I could get everything into the oven. I even managed to get a spiral ham in the oven with everything else going on. As soon as dinner was done, I had a quick cig and was back in the kitchen to clean everything up and start baking the brownies. Why? Cause for the most part the cookies from Friday were already gone and the ones that remained were a little on the hard side. I figured that some time of dessert was required on Christmas and I went the double thick double fudge brownie route – more than half of them are gone which – to any cook – damn good sign.

Then Wednesday comes…..

Today was supposed to be a day of packing, working and getting ready to get out of here bright and early tomorrow morning for the long drive up to New York to see friends and my family. Of course that hasn’t been the case at all. Even though I woke up relatively early, I’ve been doing other things (not sure what) but nothing that I had originally set out to do. I do know that a load of dishes was done, all of the laundry was folded but nothing was put into the suit case at all. I also needed to get about 8 or-so hours of Work completed because we’re losing an entire day tomorrow to the drive up to New York and lord only knows what kind of a drive that’s going to be considering the storm sitting over the Northeast right now. Thankfully, in southern Delaware, it’s just rain but unfortunately it’s A LOT of rain and the complex is completely flooded. This was heaps of fun when it came to walking the dog. I don’t mind the drizzle, that wasn’t the problem, the excessive amounts of water just sitting because the complex has absolutely NO proper drainage systems is 4 inches of just mud and twigs to walk through. Poor Bella wound up taking a swim on multiple occasions tonight just because we completely misjudged the depth of the puddles we were going in to. I also found out that my winter boots are absolutely NOT water proof. As soon as I was in up to my ankle, my foot was soaked and of course they’re too big for me so they were rubbing weird and my sock wound up slipping down – needless to say it was not a good experience for anyone involved and Bella only really went to the potty twice (usually she goes about 4 times) but she still wound up having to be thrown into the sink for a nice bath to get her color back to white, she’d turned into a muddy brown fur ball for the bulk of the walk, the puddles did help but it just darkened everything and I wanted her to be nice and clean for Grandpa tomorrow.

We’re hoping to leave here before noon, now no ones gifts are wrapped and I haven’t done any packing but that’s completely the plan for the morning so that we can get up there in a decent amount of time and have the time to stop somewhere on the turnpike to pick up a roast beef sandwich from one of the Roy Rogers along the way for my father because that’s his one and only request for my time in New Jersey on the way to Long Island. I’m also needing to make a stop while we’re down here to pick up some cigs (for peoples xmas gifts) and some fudge from Candy Kitchen as I promised other family members that I would.

I can honestly say… there’s no way in hell we’re getting out of here by noon…that’s for damn sure.

We’re only going to be up in NY for about a week. Sean’s father is staying down here with his mother while we’re up there, she’s got 2 Chemo treatments this week and then unfortunately she’s going to lose a week to sickness because she’s not getting the third day of extra fluids because they supposedly don’t do that on Saturdays around here, and she didn’t go in today – for whatever reason – to start the scheduled 3-day cycle. So now she’s going to lose a day and I just hope that George keeps pushing large glasses of water onto her so that she can stay hydrated enough to get through the nausea that’s going to completely consume her for the next week.

We’re ringing in the New Year and NY and I personally couldn’t be happier. Being down here for the last six months I’ve really missed my friends and family and just can’t wait to get home. Even if that means I’m not sleeping tonight just so we can get out of here tomorrow – I’ll do whatever it takes.

I’m pretty sure I’m not going to be able to get into my Dashboard for a while since the work is still piling up and this is a ‘mini vacation’ for me, so I’m wishing everyone a Happy and Healthy New Year! I hope 2013 is a hell of a lot better than 2012… at least we won’t have to deal with all of the Mayan Calendar bullshit anymore, heh.

A new kind of market…

Friday, September 23rd, 2011

Sean and I have been in Delaware for almost a week now, over the course of the past week we’ve realized how carefree and relaxing it is down here, even though we’ve been working the entire time. (The joy of being a designer… you can work anywhere).  We’ve weighed our pros and cons and realized that living in an apartment in NY would not permit us to build up a savings account, where as purchasing a home in DE would.  How did we figure this? Simple math really.

In order for us to have an apartment in NY (even in Suffolk County – eastern end of Long Island), we would need $1,800 a month before utilities. In order for us to purchase a home in DE, with the mortgage and utilities, it would only come to about $1,200.  The kicker would be that we would also be asking for a mortgage $20,000 above the cost of the home. Why? Because that’s how all of our credit card and loan debts would be paid off. Our outgoing bills would still be approximately $1,800 a month, but now instead of paying credit cards and a personal loan, we’d be paying a mortgage, utilities and the remainder of my auto loan on the truck.  PLUS, being as it’s only the two of us the food bill would drop down, the insurance rates would also drop down.  So while we’d be spending exactly what we’re shelling out now, we’d have more leway with the money and less stresses for the environment being as we’ll OWN the environment and can pretty much do whatever we please.

The help in all of this is the current rush of work coming through, we’re going to assess things and see if they’re still like this six months down the road, if we can maintain our current income (by either staying where we are, or increasing it) we’ll be able to own a home sometime within the next year which then gives us the ability to really start out our lives together.

I’ve taken a few drives through the southern section of DE because I really do love the communities and areas around there.  I also took a drive with Sean’s mom to do a little house hunting as well.  We’ve found two really nice homes in one community off of Route-9 in Lewes, DE. I honestly believe this is the area that I’d like to live in because of the dynamic and the fact that there was plenty of room for Bella to run around in the yard, and the home itself is 1600 sq. ft. which to me is perfect for two people and a 15lb animal.  It’s 3 bedrooms, 2 bath, there’s a 3-season porch which would essentially be my office space, and we’d keep the third bedroom as a guestroom for anyone who comes by.  The home itself is very reasonably priced, there’s a community pool and a rather large pond surrounding one section of the complex that, to me, would mean a lot of excess bugs – but the screened in porch would counteract the problem.  My only gripe about the home itself is the lack of outdoor patio area, but that can easily be accomplished with the permit to attach one to the home.

Either way we’re only looking into things, this isn’t the only home I’m even considering but the community itself has caught my eye, and its distance from the beach helps me gravitate towards it even more.  I think there’s a mortgage in my near future…heh.

Hello Delaware!!

Tuesday, September 20th, 2011

It’s been a long time coming but I’m finally back in Delaware for a few weeks. It’s been three years since I moved back to NY and I can’t tell you how much I missed it down here. The second we rolled in my eyes lit up to the point I swear they were glowing. We’re staying with Sean’s mom, it’s weird being back in the house but at the same time it feels as though I never left.

Sean’s birthday is tomorrow, I need to get myself out of the house long enough to get up to the store to pick up a few things for him. He already knows he’s getting two video games, “Gears of War 3” and “Dead Island”, I know there’s a third gift in there but I’m going to need to find it first. He knows, in the back of his mind, what it is – but has yet to figure it out so that’s good enough for me, at least there will be some kind of a surprise factor, heh.

So far we’ve hit-up the usual spots where we could be found… “The Roadhouse” in Lewes, “Casapulla’s South” in Rehoboth, and of course we trucked ourselves to the beach because neither of us has really seen one in years. I know that I live on Long ISLAND, but the beaches up there suck major, major ass. It’s not the same when you live on the North Shore. You don’t get the ISLAND feel, you get the “Oh look, there’s Connecticut and somethings floating in the LI Sound again”. So, needless to say, being able to look out and all I see is endless ocean, I’m one happy chick. I fully intend to go back a few more times before we leave.

On top of this being a change in scenery for a few weeks, there’s still some work involved.  Sean and I are both swamped with work, I’m getting mine done a bit more quickly than him, but that’s going to reverse pending a few responses from a client that’s giving us a pretty solid workflow at the moment.  I’ve got a few more sites to add to my portfolio, which is also on the agenda while I’m down here because the change in altitude and the addition of the beach has given me a whole new burst of energy and inspiration.  I’m starting to wish I never left, but circumstances back in New York made that pretty difficult for me.

I’m on the war path though, I’m looking on both Long Island and in Delaware for places to live.  My heart will always be in NY, but for some reason my soul is happier in DE.  Financially speaking, of course, DE would be the way to go but the few prospects that I’ve found don’t really thrill me too much.  One lady down the road (same complex as Sean’s mom) is offering a rental on her house for $750 a month (which is 100% doable, and a pretty good deal), but then when I showed a little interest she noted she’s actually looking to sell as soon as possible because of all of the problems with the house that her husband has been feverishly working to correct. I took a few minutes to take a walk down to the house to see if it would actually be worth it for me or Sean.  It’s a relatively decent deal but I could see exactly what she was talking about the second I walked up onto the property.  It does need a lot of work, and based on the fact that a mortgage would even be required, I’d prefer to take on a much newer model home without as many issues.  I’ll weigh the options for a little while, going back and forth between NY and DE, but for now – until we can pay the bills down quite a bit – I’m going to stay put until the opportunity to make the choice, with the financial stability, comes to the surface.

Based on how much I missed it down here, however, I do see myself coming back to visit a bit more. Yes, it will continue to be a ‘workation’ being as we do need to work in order to continue living, but having the luxury of working for yourself means you can pretty much work anywhere with a laptop and a wifi signal.  We already know that we’re coming back down in November for Punkin Chunkin but that’s something we saw advertised quite a bit while we were down here but never took advantage and actually went to enjoy it in person. It’s a three day event, I don’t see myself going all three days. But even going up to just enjoy the festivities for one day would make me pretty happy.

It’s been…hectic…

Thursday, June 23rd, 2011

This post brought to you by TwoOfUs. All opinions are 100% mine.

Things have been pretty hectic lately. I’m so overloaded with work that I’m close to losing my mind. The biggest goal for my leaving that horrible office job was for Sean and I to be able to spend more time together. This hasn’t really been working out for either of us considering we’re BOTH so bogged down with work we’ve resorted to chit-chat whenever we pass each other. We have a lot of goals and dreams that we’re working hard to meet, but I’m hoping it doesn’t put a permanent strain on things in the meantime.

I’ve been floating around TwoOfUs.org, it’s a site specifically for relationships. There are different columns for advise, and tips on keeping your relationship fresh. It starts in the Dating category, and works its way from Dating to Exclusive, Engagements, Married couples, and even parents. Obviously being with Sean for as long as I have (6 years in July) we’ve pretty much lost the ‘category’ in which we’re in. We’ve skipped the exclusive stage, we’ve spoken about marriage, life dreams and children and already know that we’ll be together forever, but even without the ring we’ve passed the ‘engaged’ stage. We’re more like an old married couple than anything else. So I found myself reading through multiple categories. Even though we’re not officially engaged/married – we still live our lives as though we are. All of our finances are joined, everything we do we consult the other person, both of our names are on my SUV – there’s no separations there. While I did enjoy the articles and found a few areas to be informative, I’m still having trouble locating that ‘grey’ area that my relationship is in (not that Grey is bad in this case, there’s just no special category name). Life isn’t black and white, the grey tone areas are where people LIVE, I wish there was more about the grey areas on Two of Us.org, but the information on the page itself is helpful.

I think the one thing that caught my eye was the article about over sharing. I find that I do over-share with certain people, but at the same time I know that Sean also knows everything I’m volunteering. There are more personal and private aspects to our life that I don’t blast out all over the internet, or even with close friends. There has to be some kind of separation to insure that you don’t leave your relationship vulnerable.

Another article that caught my eye was to Discuss Finances Before Marriage.  I’ve completely screwed the pooch on this one.  Our finances have pretty much been merged for the last 5 1/2 years.  The upside is we’re fully aware of how much money is needed to get our bills paid, and how much we have left for personal spending.  I’ll admit that I’m the big spender in the relationship, he’s more of the “I can’t justify this” kind of person.  It does take a lot of effort on both our parts to balance things out… but it works.

I’ve taken the time to look through a few of the videos, the one that stood out the most was an interview with Hill Harper, where he discusses the importance of The Conversation. He noted that the world is too involved with technology and no one talks anymore, except through Facebook email and twitter. What he does is he has a get together with friends/family, each of them bring a few cards with different questions on them, they’re pulled together and anonymously the questions are asked for members of the opposite sex to answer them. As an example, mine would probably be something along the lines of “Why do men hold onto underwear when it looks like a skirt and the elastic is holding on with a piece of string?”, this question would be answered truthfully by the men in the group. I’m sure it would bring up a heated discussion, but at the same time – you’re TALKING, it’s not a Facebook thread going back and forth, you’re actually looking at the person in which you’re talking to.

All in all it’s a pretty decent site, lots of tips and tricks, the video’s give you an “ah ha” kind of an effect after words as well, and after watching “The Conversation”, I think I’m going to have to put one of these parties together. I went ahead and marked like on their Facebook page as well.

What questions would you ask?

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I’m free!!

Saturday, May 28th, 2011

As of 6pm on 5/27 I am a free woman. The last almost three years with that company completely sucked the life out of me and now I’m doing everything I can to scrub their evil scent off of me. Unfortunately my energy bursts are limited thanks to the uber nasty cold that I picked up over the course of the past week. I’m patiently waiting for my nose to unclog itself, and the meds to kick in so that this fever can go away. It’s the worst feeling in the world to even have a fever when it’s freaking 90° outside. Hopefully something will kick in soon. I’m hoping it’s after I eat some dinner though, I don’t want to spend another night going to sleep without something to eat simply because I can’t TASTE anything right now. I HATE IT.

I spent a few hours on Thursday getting my laptop in order. I’ve got Microsoft Office Suite setup… one benefit for working where I did for the past few years is Microsoft Outlook. I know that not many people use it, but when it comes to scheduling, organizing and keeping tabs on EVERYTHING, it really is just a necessity. The customization is much nicer than Thunderbird, and I’m sorry but the options that Outlook 2007 comes with are just mind blowing. Different colors for everything, inserts up the wazoo and for some reason the line spacing on the emails is always perfect no matter what fonts you use. My default font of course is a black century gothic 10pt, it blends nicely with the logo I setup for my signature. There’s no way that I’m going back into everything without having all of my shit in order, outlook is part of that shit.

Photoshop is where my problem is, I’ve spent so damn long looking at estimating software that I’m having trouble getting myself back into the swing of things. Of course since this is a new laptop I don’t have the luxury of all of my old brushes/fonts. It’s hard to start completely fresh but it’s a “Challenge Accepted” situation at this moment in time. After a few days I’m sure I’ll be back up to speed, it’s just the ability to unlearn everything I’ve learned in the past few years to open the file deep in my brain where my ultimate creativity is.

There’s a few ways of triggering it, unfortunately it’s not going to happen overnight. I always had much, much more going on in my head when I was living down in Delaware, and with the addition of the new truck, Sean and I will be taking frequent trips down to Delaware, especially the boardwalk where all of my inspiration came from. Jersey is turning into an inspiration point for me too. I honestly don’t know why, could be all of the interesting people, cool looking diners, and the fact that every job offer I’ve been getting lately is IN Jersey. I will not be moving there, however. It would be the halfway point between my family and Sean’s, but if I go anywhere it’s out to Suffolk County. I love the Centereach/Ronkonkoma area – no idea as to why – but I will be looking into it more seriously when money gets to where it’s supposed to be.

Sean and I have been discussing financials a lot lately. We know exactly how much needs to come in, in order to handle all of the bills, and how much additional would need to come in, in order to be comfortable. It’s our ultimate goal to bring in about $6,000 a month, which is doable considering the industries we’re in, it’s just the matter of scheduling and contacts. I’m starting off small this time, I’ll start local and then work my way to the corporate accounts that I used to have. Those were the ones that paid the bills and god damn were they great to have. I thankfully have all of my old mailing lists so I can send out a blast to get the ball rolling, it should be smooth sailing from there. :crosses fingers:

In any event… I was able to locate the template I’ve been looking for and need to do some major tweaking to get it to where I want it. I’m also loading in some new aps/plugins that will make things easier for me. You can’t be a member of the DROID community and NOT utilize all of its benefits. I’m giving myself a week off from “work” and getting myself back up to speed. I’m taking it easy this weekend only due to the fact that I am nursing myself back to health at this immediate moment in time. I just popped a few more NyQuil Gelcaps, hopefully I’ll be sound asleep in the next half hour… if it actually works the way it’s supposed to.

In the meantime I’ll be watching the rest of “Scott Pilgram vs. The world” Let me tell you this movie is dumb as shit.